Gifts don't have to be expensive. It truly is the thought that counts. Here are some funny Christmas gift ideas for your mom friends that show how much you understand the struggles of motherhood. Better yet, all the gifts below are under $25 so they can comfortably fit in your holiday budget.
One of the first things I realized when becoming a mom was how much stuff I was always toting around with me. Your mom friends will surely appreciate a new bag and this one shows some appreciation for the chaos they are constantly coordinating.
There are some great adult coloring books out there for the creative mom in your life who could use some stress-relief. The one below is available on Amazon.
Who doesn't love a new tumbler, especially one with a funny slogan on it? Look for one that goes with the personality of the mom you are buying it for. The one below is from Amazon -...
I am so grateful to my children's teachers and love showing my gratitude during the holidays. I started as a teacher very early in my career and found it to be incredibly stressful, so I hold an extra special place in my heart for teachers.
Unfortunately, with three kids and each kid having multiple teachers, I have to be pretty frugal when it comes to gift-giving or it would blow my whole holiday budget. I would love to do something crafty or homemade but time is way too limited these days.
That's why I wanted to share this list of ten great gift ideas for teachers that won't break the bank. All of these items can be found on Amazon for less than $10 and you can get them with free shipping in just two days with Amazon Prime.
There's a wide selection of coffee mugs that make great teacher gifts under $10 - you don't have to get one specifically designed for teachers. Last year, I did holiday mugs with packets of hot...
I never fully appreciated the stress of the holiday season until l had kids. I remember our first Christmas together very well - mostly because I was so unprepared for everything. For those who don't know, I adopted all three of my children at the same time, so I went from a low-key Christmas with no children to creating Christmas traditions for a family of 5.
I waited until the last minute to shop, and the stores were sold out of a lot of stuff. I was worried that if I ordered gifts online, they wouldn't come in time. We got through it, but it definitely was not one of our more graceful holiday seasons. That's a picture of my three kids from our first Christmas together below.
The holiday season is one of the most stressful times of the year with family pressures and financial pressures. Between the gift-giving, entertaining, travel, and the regular monthly expenses, it all adds up to...
We’ve asked several people to share their financial horror stories with us with the idea that we can learn from their mistakes. Today we have the opportunity to get to know Sarah, owner of Lemon Blessings' Administrative Consulting Services and practical family finance blogger.
One of the biggest mistakes I made was applying for and accepting store credit cards early into my college years to have the clothes and decor I thought I needed. Halfway through my second year of college, I had cards for Macy's, Maurices, JCPenney, and more. To top it off, I often forgot to make the payments, which resulted in me defaulting on all of them.
I'd like to say that I wouldn't take out those credit cards to start with, but I honestly didn't know any different. I spent years watching the adults in my life...
We’ve asked several people to share their financial horror stories with us with the idea that we can learn from their mistakes. Today we have the opportunity to get to know Victoria, busy mom, wife, and full-time blogger from the UK. She started blogging in April 2013 and now writes four blogs. Her favorite topics include making and saving money, self-employment, healthy living, travel, and home and garden.
The biggest mistake I ever made was getting into £17500 worth of personal and irresponsible debt aged 18-19 years old. As soon as I could get store cards and credit cards, I did, without thinking of the consequences.
Not that it's an excuse, but I had low self-confidence, low self-esteem, and was suffering from depression. I tried to fill a void in my self by going shopping and buying new things, thinking it would make me happy.
I had no money management skills and lived a...
We’ve asked several people to share their financial horror stories with us with the idea that we can learn from their mistakes. Today we have the opportunity to get to know Dailson, the person behind the inspirational Instagram feed, Living on Savings.
The biggest money mistake I have made was spending 7,000 dollars carelessly. After spending I had no funds saved for a rainy day. Instead, I lived paycheck to paycheck, constantly seeking help from others, and started to live below my ego for the very first time.
I think about this question every day. If I could go back, I would invest my money in the stock market, start a small home business and put my funds in a high yield savings account.
Yes, I was able to gain wisdom from my mistakes. If this mistake hadn’t occurred, I...
We’ve asked several people to share their financial horror stories with us with the idea that we can learn from their mistakes. Today we have the opportunity to get to know Omotola, the lead consultant at the Funding Magnet where she works with non-profits to find the perfect funding fit and help them create impact. Omotola herself is on a debt-free journey and hopes to be completely debt-free by December 31, 2020.
I bought a vacation timeshare thinking it was a prudent investment. Instead, it’s ended up having hidden costs and most of the resorts advertised are always unavailable every time we want to book them.
I would not go into debt in order to build a vacation culture for my family. I would choose to save up for the vacation and plan for it yearly.
We’ve asked several people to share their financial horror stories with us with the idea that we can learn from their mistakes. Today we have the opportunity to get to know Tony, an accountant with a passion for personal finance. He started the blog, Budget Chew, to document what he has been doing in his personal finance life and hopes his experiences can be useful to others.
The biggest mistake I made was when I invested in the stock market. When I invest in the stock market, my tendency is to look for short-term gains.
About four to five years ago, I was making a very good profit on a specific stock. I was able to follow the pattern and keep profiting for months. One day, I got carried away and started using margin loans to increase my buying power and therefore increase my profit. Back then, I was so confident that I thought using a margin loan was a no brainer: make a quick profit...
We’ve asked several people to share their financial horror stories with us with the idea that we can learn from their mistakes. Today we have the opportunity to get to know Andrea, the writer, blogger, and owner of Saving Joyfully. Andrea works diligently to share valuable tips and insights on how to save money and achieve financial freedom while living a more joyful life.
Debt acquired on credit cards while in college to help me be able to afford tuition and books when I was unable to get student loans. Once I was able to qualify and receive student loans I accumulated additional debt that way as well.
I look back on these decisions now and wish that I had made them differently. If I could go back in time I would not use credit cards to fund my tuition and books, when I simply could...
We’ve asked several people to share their financial horror stories with us with the idea that we can learn from their mistakes. To start this series, it’s only fair that I share my own story of a not so great financial time in my life.
When I was growing up, I always worked. There were times in college when I had three part-time jobs. I never imagined a day when I would be jobless, but there I was - laid off from a job with zero emergency savings, divorced, three kids, student loans, and credit card debt. It was indeed a recipe for disaster.
I did get unemployment, but that didn't start right away and didn't last all that long. While I didn't have any emergency savings, I had been saving for retirement over the years so it could've been worse. Still, I blew through my retirement savings faster than I ever would've imagined. If I'd had some emergency savings,...