No matter where you live, it's easy to get stuck in a rut during the winter months. Your family may be tired of doing the same things over every single winter. You can break out of the bore and start having fun all without spending a dime!
There are so many benefits to creating a household budget. From having a handle on your finances to always knowing what kind of spending abilities you have, you’ll quickly find that a budget can make your life easier. While it may seem like a lot of work when you’re setting it up, they are worth it! Are you thinking of creating a budget for 2020? Here’s how to do it!
The hardest part of creating your household budget is setting a framework for the budget. By doing this, you’ll always have a template that you can fill in. Many people choose to use a spreadsheet to keep track of their income and expenses while others prefer the more traditional approach of using a notebook or calendar. No matter which method you prefer, you can get prepared to fill in your budget with specifics by setting up a solid template.
As your making your budget, consider the future. You’ll...
Looking for staycation ideas for your family? Even though most people think of summer break as the best time to have fun with friends and family, winter break can still be a great time to bond and enjoy your time together. With lower prices on fun activities and the kids home from school, it’s the perfect time to have a winter staycation!
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Look through some cookbooks and create a grocery list together. Head to the score to get everything you need and then let the kids do most of the work preparing the meal. You can also get your friends involved! Having a party with all your besties is a great way to connect and get out of the slump that can sometimes happen during the winter break.
With snowy roads and freezing temps, you don't have to go anywhere to have a fun time while you're on your...
With the kids home from school and plenty of fun things to do throughout the season, it’s challenging to stick to a budget during the winter vacation. Armed with the right tips, you can help yourself save money by staying on budget during the winter vacation!
Winter vacation is not only expensive, but it can also be draining emotionally and mentally. It’s important to stay engaged and continue enriching your life no matter how low the temperatures dip!
Many places have free activities you can do during the winter months. From driving around looking at Christmas lights to participating in a Polar Plunge, you can try so many fun activities that are winter-friendly. Get your kids involved in free activities and keep them happy throughout the entire (YES!) winter vacation!
To find free activities that will help you stick to your budget, check community social media pages, bulletin boards, and...
I always found it hard to buy gifts for my grandfather. The fact is that he never wanted a lot of stuff and everything he did really want, he had. Still, I always tried to find him thoughtful gifts over the years - a card that would make him laugh, a favorite candy, etc. My grandfather passed away a year ago but we were just reminiscing about him recently. He was excellent on the grill so I've included some grilling gifts in his honor. He also loved to fish when he was younger so I've included some fishing-related items as well. May he rest in peace and may you treasure the time you have with your grandfather.
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Grandfathers can be hard to shop for. Here's a list of gifts that are all available on Amazon and are all under $25 so you can easily cross Grandpa off your list. Simply click on the picture and you'll be taken right to the product on...
I have been a huge fan of Disney animated films for as long as I can remember so I always welcome the opportunity to take my kids to see the latest release. Besides, Disney movies are often chockfull of life lessons and great conversation starters, and the new Frozen sequel is no different. From female empowerment to transformative change to emotional expression, the film hits on a lot of big topics. Many of which can be applied as financial lessons.
Spoiler alert: If you have not seen Frozen 2 yet, you may want to hold off on reading this until after you have.
In the movie, Elsa and Anna believed that their grandfather's gift of a dam for the Northuldra people was a peace offering. However, they later learned that their grandfather actually built the dam, knowing that it would harm the tribe’s lands. The grandfather then attacked a Northuldra...
My mom and I are super close, and I would love to spend tons of money on her. Unfortunately, it's not in the budget. Besides, she would consider it a waste of money. I still always want her to know that I'm thinking about her and that I deeply appreciate all that she does to support our family.
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Here are a variety of different gift ideas for grandmas. All are under $25, and all can be found on Amazon by clicking on the photo of the item.
The one pictured below has space for you to scrapbook for each month of the year. Get your kids involved and create a masterpiece their grandmother will love. Of course, you could always get a digital printed if you don't want to create your own.
Help your kids fill in this book and have an absolutely precious keepsake for Grandma.
Even though the turkey is the main dish for Thanksgiving, many people enjoy dinner just for the sides and desserts. When you need something sweet for after the big meal, try one of these cheap and easy last minute Thanksgiving desserts!
Are you hosting Thanksgiving this year? Don’t miss these tips for hosting it on a budget!
While you can go with a traditional pumpkin pie for Thanksgiving, you might want to switch it up a bit this year! Try a super easy pumpkin cheesecake! This recipe is much easier than a finicky pumpkin pie recipe and gives you a flavorful and rich dessert. If you’re hoping to stretch your ingredients, this cheesecake is it!
You can’t get much easier than a dump cake and with only a few ingredients, this cherry dump cake is a crowd-pleaser and so easy to put together. While the cake is easy enough to make while you’re whipping up your turkey and sides, it tastes even better...
If you’ve got a big family or a huge group of friends, the cost to entertain all of them over the holidays can really add up. These affordable holiday entertaining tips to save you money will make it easier to host quality time with your loved ones with less of a drain on your Christmas cash!
Whether you’re making your signature cocktails or going for a more family-friendly hot chocolate option, making the drinks in a big batch will help you save some money while serving your guests! Punch, mixed drinks, and gourmet hot chocolate all taste delicious when you make them in large quantities and your guests will appreciate being able to get what they want when they want! Since you’re saving more money by making the drinks in bulk, you may even be able to afford to have different options for your guests!
Who even finishes a giant piece of cheesecake anyway? Bite-sized desserts are so much easier to handle,...
From the tree to the trendy new Christmas decor and even the extra electricity you spend on lights, your Christmas decor budget can be almost as much as the money you spend on presents. Instead of blowing it all, making your home look festive, use these tips for decorating for Christmas on a dime!
Decorating for Christmas on a dime is easier when you make use of all the beautiful decorations you can find at the dollar store. From ornaments to figurines and even Christmas wreaths, you can find almost anything you need at discounted prices.
Consider decorations that would typically cost much more than a dollar, such as window lights, garland, and cookie plates. You’ll also be able to find cute Christmas pictures and wall hangings to use as décor and potentially as gifts as well.
We all have a box of decorations that really doesn’t fit the current theme. If that’s the case for you, make this...