Improving your financial situation is always high on the list of resolutions I hear from my clients. After all, with a mindful eye on your finances, you can build stability for your family and be able to thrive for years to come without worry. (It’s such a hot topic, I created a list of 10 financial resolutions you may want to set for yourself to help in this mission.)
That said, surviving and then thriving takes a little effort in the beginning to get yourself on the right track. Case in point: How many dimes would you have for each person you hear claim that “This is my year”? You may have racked up a few dollars just counting all the times you’ve proclaimed it’ll be your year. And, I mean this gently…. What happened after that proclamation? Exactly. Never fear, these 5 simple steps will help you improve your financial situation once and for all so you can bask in the knowledge that this will be your year for years to come.
Asking for a raise can be uncomfortable for many of us. However, as I teach my children, if you don't ask the question, then the answer is always going to be no. If you want a raise and you feel like you've earned it, you need to ask for it. This is particularly true if you've taken on additional responsibilities but never been compensated for the additional value you're providing to the company.
Related post: Tips to Negotiate a Higher Starting Salary
Why is it essential to have a handle on your company's mission and goals? You’ll want to infuse them throughout your pitch for a higher wage. Show how the work you do aligns with your organization’s goals and mission.
Knowing what the market rate is for your position is helpful when asking for a raise when you're underpaid. It costs companies a lot of money to bring on new...
Just as with any new career, starting a blog can seem like a scary (and sometimes impossible) task. A significant difference between a blog and a typical job, though, is your income potential. A blog can give you the ability to make unlimited amounts of money, so consider that when you think of how nervous you are to put yourself out there. The payoff is usually worth it. Knowing that it’s time to face that fear, learn how to start a blog, and make some money.
Related post: Don't Let Your Fear of Starting a Business Stop You
A blog niche is fundamental. A niche is essentially a category your blog will fall into. For example, this blog is all about finance related to moms. Other blogs talk about fashion, lifestyle choices, and specific career tracks. While most people have a topic in mind when they start their blog, some have no idea. If you’re in the second category, you should choose a niche that you are passionate about.
As they say, "one man's trash is another man's treasure."
Experiencing periods of financial strife has happened to almost everyone. When it happens, it can bring on feelings of worry and anxiety. But one way to make some quick money is to sell some belongings you don't use or no longer want. From big-ticket items to clothing and tchotchkes, you might be surprised what you can sell to thicken your wallet.
Make a list of the items you'll sell room by room and jot down reasonable prices to ask. Don't worry; you won't miss them once they're gone. Are your rooms over-stuffed with too much furniture? Sell your least favorite pieces. Sell that extra recliner in the back bedroom that's piled with junk. Sell the junk on it, too!
You don't use your bread maker anymore? Sell it to someone that will. What about the wrong size clothing or those you dislike? If you don't wear them, sell...