Learn to be good with money in as little as one week. Check out the Fund Your Freedom bundle!

10 Ways to Spring Clean your Finances

spring clean finances May 13, 2020

No matter where you are in your financial journey, whether you’re just putting together a financial planning binder or you’ve got a high-performing investment portfolio, everyone could benefit from spring cleaning their finances. Doing so will ensure your goals are still ones you want to work toward, you get back in touch with your numbers, and you can make adjustments sooner rather than later.

Here are my favorite posts that will help you dust the cobwebs out of your finances and refresh your bank account. They’ll help you empower yourself to learn about your finances and choose wisely to make your family financially sustainable!

Spring Clean your Money Mindset

The best place to start is by taking a look at your money mindset. I know firsthand that it takes practice to change beliefs, especially after you’ve placed them on cruise control for a while. Checking back in with how you think about money is important to make sure you’re thinking about wealth and finances in the best light. That way, you can carry on with your other spring cleaning tasks in a positive frame of mind. You’ll also be able to maintain that positivity after you’ve taken a look at the numbers at hand.

If you have money fears surfacing, especially if you’ve “stuck your head in the sand,” so to speak, and avoided looking at your finances, this post is a great starting point to help you shake those money fears.

You wouldn’t think a kids’ movie could have financial advice in it, but it does! These 4 lessons I learned from watching Frozen 2 will help you spring clean your finances now that the frost has thawed.

Budgeting Spring Cleaning

When you’re spring cleaning your finances, looking at your budget is a must. I’d recommend reviewing your budget more than just once a year. Now that you're thinking about it, put a budgeting date on the calendar for every month. You’ll be glad you did when you catch that subscription you don’t use before too long!

There are so many benefits to creating a household budget - you have a clear picture of your cash flow at any given time and you can ensure you’re living within your means. While it may seem like a lot of work when you’re setting it up, they are worth it! Here’s how to do it. (Also, I have a Personal Financial Planner with many budgeting and wealth management resources already included.)

I’m sure you’ve heard of You Need a Budget and Credit Karma, but there are a bunch of apps out there to help you get a clear picture of your finances. To help you find the right app for you, here is a list of apps plus short-and-sweet descriptions of each so you can pick the right one for your needs.

Your kids may have questions about budgeting when they see you working to clean up your finances. This is how I talked to my pre-teen about budgeting.

(There are a bunch of other blog posts on budgeting that you may find helpful, from advice for special occasions to unique ways to save money at home.)

Increasing Your Income by Spring Cleaning your Finances

Now that you’ve spring cleaned your budget and have a clear picture of where your dollars and cents stand, you may realize that you would like (or perhaps need) to increase your income.

Need cash quickly? It’s okay - it happens to everyone. First, take a deep breath. Second, you can sell just about anything. Here are strategies you can use to make the most from your sales.

A blog can give you the ability to make unlimited amounts of money, unlike a traditional job where you may not have room to grow very much. Starting anything new can be a little daunting, but this guide will walk you through starting a blog and making money with it

Investing for Future Spring Cleaning

If you’re ready to begin investing, you most likely have lots of questions. While this isn’t something you see an immediate return on, like setting up a budget, investing wisely and being prepared with quality information from the start will help you avoid messes in the future. Empower yourself to make wise choices about investment plans and advisors who can help you meet your goals. Think of it like spring cleaning your finances for the future.

If you’d like to talk to a financial advisor, but don’t know where to start, here’s a simple checklist of questions to ask at your first meeting to help you decide if they’re the person for you.

I’m sure you’ve heard of diversification in relation to investing, but what does it really mean? Learn more about how you can diversify and ways to make wise investments.

While we’re on the subject of investing, informing yourself well will help you to gather up your courage and take the first step. Here are a few things to know about stocks before investing.

When you think of spring cleaning, you may not be thinking about your money, but spring cleaning your finances (and polishing things up every quarter or so) will help your bank account fresh and help you make wise choices with the best information available to you.

Stop living paycheck-to-paycheck and enjoy financial freedom.

Request your free copy of the e-book. Your information will not be shared.