How to Strengthen Your Money Mindset and Prepare for Higher Income

If you want to increase your income and feel confident advocating for yourself financially, your mindset is the very first place to start. While we cannot control everything around us, we do have influence over the most powerful piece of the puzzle: our thoughts, our reactions, and the beliefs that shape how we approach money. When you take ownership of that inner voice, you put yourself in a strong position to attract and earn more.

And it begins with a simple act: asking for what you want.

Kids have this mastered. My kids ask for McDonald’s constantly and they do it with zero hesitation. Even though they hear “no” almost every time, they keep asking. They have not yet learned the fear that so many adults feel around money, rejection, or being seen as “too much.” There is a lot we can learn from that confidence.

Wanting something does not guarantee it will happen. But believing you have agency and actively participating in your money journey opens the door to more opportunities. You can guide your thoughts and behavior in a way that prepares you to receive more income.

Here are two powerful steps to shift your money mindset and grow your financial confidence.

Step One: Decide What You Want to Earn

You may want a raise, a higher-paying job, or a business that finally generates the revenue you know is possible. That desire alone will not change anything. The first real step is a firm decision.

Decide you are no longer available for scarcity thinking.
Decide you are capable of earning more.
Decide your financial goals matter.

When you make a clear decision, you eliminate the option of staying stuck. You begin operating as the version of yourself who has a wealth-building mindset and is ready to take control.

If you need inspiration on where to begin, check out Improve Your Financial Situation This Year in 5 Easy Steps for actionable guidance.

Related Reading: How to Ask for More: The First Thing You Need to Know When Advocating for More Money

Step Two: Take Consistent Action Toward More Money

Once the decision is made, action reinforces the belief that you are capable of more. Ask yourself:

What can I do right now to increase my earning potential?

That may look like:

• Expanding your education or certifications

• Networking with purpose and reconnecting with colleagues

• Asking for more responsibility or visibility at work

• Raising your rates if you are a business owner

• Taking one small step each day that moves you forward

Creativity counts too. My kids know that if they want fast food, they can sweeten the deal by cleaning the yard and doing tasks without being asked. They take initiative that aligns with their goal.

You can do the same by treating every action as a deposit toward the income you desire.

Surround yourself with support and positivity. Join communities that uplift you. Keep reminders of your goals in front of you. And if you catch yourself saying, “I can’t,” pause and return to the decision you already made: you want more.

You are capable of making it happen.

Create a Money Mindset That Supports Your Future Success

Everyone is doing the best they can with the knowledge and tools they have. But sometimes we all need a fresh spark of motivation to get into motion again. When you re-activate your decision to grow your income, you shift back into your power. You remind yourself what is possible for you and your family.

With clarity, belief, and confident action, you are building the foundation for lasting financial growth.

You Do Not Have to Do This Alone

If you want a supportive place to strengthen your mindset, build confidence, take action, and finally earn what you deserve, I would love to welcome you into The Empowered Sisterhood.

It is a community where women are learning how to increase their income, build better habits, and rewrite their financial futures with intention.

👉 Join us here: https://www.watchherthrive.co/empowered-sisterhood 

You deserve to thrive financially. And your next level begins with the decision you make today.