Starting or maintaining a budgeting system can be a daunting task. Trying different methods until you find one that works is not uncommon. But, having the right attitude toward money, savings, and budgeting plays a crucial role. In this post, we explore five essential mindset shifts - strategies to get your finances in order.

Strategy #1: Embrace Money Transparency

Neglecting your financial situation can be incredibly stressful, particularly when unexpected expenses arise. That's why it's crucial to establish a budget that encourages you to address your finances proactively before a crisis strikes, enabling you to have a clearer and more comprehensive understanding of your financial standing.

By embracing the habit of checking your bank account on a daily basis, you can easily track your progress, make adjustments when necessary, and ultimately feel more empowered and in control of your financial well-being.

Strategy #2: Understand that Budgeting is a Process

When it comes to...

No matter where you are in your financial journey, whether you’re just putting together a financial planning binder or you’ve got a high-performing investment portfolio, everyone could benefit from spring cleaning their finances. Doing so will ensure your goals are still ones you want to work toward, you get back in touch with your numbers, and you can make adjustments sooner rather than later.

Here are my favorite posts that will help you dust the cobwebs out of your finances and refresh your bank account. They’ll help you empower yourself to learn about your finances and choose wisely to make your family financially sustainable!

Spring Clean your Money Mindset

The best place to start is by taking a look at your money mindset. I know firsthand that it takes practice to change beliefs, especially after you’ve placed them on cruise control for a while. Checking back in with how you think about money is important to make sure you’re thinking about wealth...

When you’re trying to reach a goal, it’s so important to make sure that you have someone available to help cheer you on. Accomplishing goals is so much easier when you have friends and family who can support you and provide direction to your life. The best accountability partners are the ones who will be there to not only support you during the hard times but also celebrate with you when everything is going great. 

Look Inside Your Home 

The people who are closest to you can make the best accountability partners. If you want to accomplish a goal that is very close to your personal finances, sometimes working with someone in your own home will help you reach your goals more easily. Look to your spouse as someone who can be a great accountability partner. Before doing this, make sure that you both are in it to accomplish this goal! 

Find Like-Minded People

When you’re finding an accountability partner, it will be hard for you to get someone who is...

I have been a huge fan of Disney animated films for as long as I can remember, so I always welcome the opportunity to take my kids to see the latest release. Besides, Disney movies are often chockfull of life lessons and great conversation starters, and the new Frozen sequel is no different. From female empowerment to transformative change to emotional expression, the film hits on a lot of big topics. Many of which can be applied as financial lessons.

Spoiler alert: If you have not seen Frozen 2 yet, you may want to hold off on reading this until after you have.

Money Mindset Lessons Learned from Disney's Frozen 2

Money Mindset Lesson #1 - Sometimes what we accept as true is really just a story we were told

In the movie, Elsa and Anna believed that their grandfather's gift of a dam for the Northuldra people was a peace offering. However, they later learned that their grandfather actually built the dam, knowing that it would harm the tribe’s lands. The...

What is your biggest fear? Ask a child and they may respond that it's spiders or snakes or some other creepy-crawly. However, as we grow older, we begin to realize that there are other kinds of things to fear. For example, fear of losing a job or fear of not being able to pay the mortgage.

The consequences of the things we fear can seem unbearable. Money fears are no different. So, what do most people do? Lie and hide. That's right. I said they lie and they hide. They lie to themselves about how serious things are, and they hide their fears or their consequences from others.  

Some of these may be the very people who could help, but fear and shame keep them from admitting they are in trouble.

Honesty feels risky

Getting honest about money when you are in trouble feels risky. In some cases, it can cause harm, and in others, it can create worse case scenarios. From missing a payment and having an adverse credit score to causing financial damage to a business or institution,...