The spooky season is finally here! Get ready to bump into Halloween décor in almost every store you visit. From food ideas, Halloween-themed décor to various crafts, it can be difficult to stay on track with your budget and yet still enjoy the season. Check out these 9 inexpensive Halloween party ideas that can be created (or purchased) without breaking your budget.

Related posts: 

One my Favorite DIY Halloween Decorations

20 Cheap Non-Candy Halloween Treats

Our Favorite Budget-Friendly Halloween Costume Tips

1. Turn Your Toilet Paper Rolls into Bats.

Turning your empty toilet paper rolls into bats is arguably one of the easiest Halloween DIY’s you’ll ever try. Just collect a couple of rolls and paint them black. From that point on – it’s all about your creativity. You can add paper wings and googly eyes, or simply use whatever other materials you have lying around the home. Make a “bat family” or add it as an activity for your...

It's easy to spend a small fortune on decorations for holidays. However, between Halloween costumes and pumpkins, going all out on decorations might be outside your budget. You can still have fun without spending a lot. One of my favorites to make is a homemade scarecrow.

I think the scarecrow has got to be the most common DIY Halloween Decoration. I've been making them since I was a kid. AND, it's a great way to get the kids to rake and think it's fun. Not only that, you can do it with materials lying around your house.

Related posts: 

20 Cheap Non-Candy Halloween Treats

Our Favorite Budget-Friendly Halloween Costume Tips

9 Cheap Halloween Party Ideas

There are lots of different versions of scarecrows. Encourage your kids to get creative with the materials. Here's one version.

Related post: 50 Ideas for Free Family Fun This Fall

Materials:

• Old button-down shirt
• Old jeans
• Pair of old pantyhose
• String (or twine)
• Leaves (or straw)
• Lawnchair
• Milk jug (to make the...

My kids love Halloween. More than the candy, they thrive on having the opportunity to wear their “dress-up” clothes out of the home. There’s nothing quite like pretending to be someone you idolize. Unfortunately, the budget doesn’t always accommodate the expensive costumes they’d prefer, which is why I’m always searching for new, inexpensive ideas. A single post on Facebook netted a bunch, so I thought I’d share a few with you. 

#1: Gum Stuck to Shoe

If you have a pink shirt (and possibly pink pants as well) this is an easy costume to put together. Just attach the bottom of a shoe to the top of your head and you are immediately transformed into the gum stuck to the bottom of a shoe. While your costume will be more identifiable with pink “gum”, you may want to mix it up and go as a wintergreen version.

#2: A Ghost

Have an old white sheet lying around? Place it over the head, cut two holes for eyes and ta-da! You are a ghost.

The very first personal finance book that I ever read was David Bach's Smart Women Finish Rich. I was in my early 20s at the time, and it was the financial education I never got in school on how to improve my finances. It opened my eyes to a lot of things - about how spending is a reflection of our values, the power of saving consistently over time, and how to avoid common financial mistakes. 

Over the years, I have read some of David Bach's other books as well, so I was looking forward to the release of his latest, The Latte Factor.

This book is different from Bach's other books. It's a parable that teaches basic personal finance concepts through the story of a young woman named Zoey. The text is very readable for a book about personal finance, and Zoey is a very relatable character. If you are having a hard time figuring out how to save for the things you want, I highly recommend it.

3 Ways to Improve Your Finances According to The Latte...

I was reluctant to become an Amazon shopper for years, and now, I can't imagine life without it. More than anything else, I use it to keep us stocked with necessities like toilet paper, tissues, and laundry detergent. It may not always be the cheapest option, but there is enormous value in knowing we have those things stocked, and I don't have to worry about them.

Haven't tried Amazon Prime? Use this link for a free 30-day trial.

5 Reasons I Love Amazon Prime

1. Never running out of necessities

Subscribe & Save has indeed been a lifesaver for me. It means never running out of essential items like soap and toothpaste. I use Subscribe & Save for most of our household goods. You get a discount for subscribing, but more importantly, we don't run out of the things we need when I'm too busy to go to the store. However, if I still need something that I didn't subscribe to, I can order it through Amazon Prime and have it two days with no extra shipping cost.

2. Saves...

Wondering how to save money while raising a family? You are not alone. I can't tell you how many moms have told me they can't save money because their kids always need something. I can relate. I have three kids that are continually growing out of clothes and shoes, wearing a hole in their backpack, or any number of other things. With that said, it's absolutely possible to save money while raising a family.

Related post: How to Create an Annual Household Budget

10 Tips on How to Save Money While Raising a Family

Commit to saving

First and foremost, successful saving starts with commitment. Saving consistently and automatically is essential to reaching your financial goals, but you won't be successful without a goal. Consider the following:

• What are you saving for?
• How much money do you need or want to save?
• What's the timeframe?

Once you have your goal in place, automate those savings deposits. You can do this in a couple of ways:

1. Set up automatic transfers from your spending...

As they say, "one man's trash is another man's treasure."

Experiencing periods of financial strife has happened to almost everyone. When it happens, it can bring on feelings of worry and anxiety. But one way to make some quick money is to sell some belongings you don't use or no longer want. From big-ticket items to clothing and tchotchkes, you might be surprised what you can sell to thicken your wallet. 

Follow these strategies to make the most from your sales:

1. Consider selling almost everything.

Make a list of the items you'll sell room by room and jot down reasonable prices to ask. Don't worry; you won't miss them once they're gone. Are your rooms over-stuffed with too much furniture? Sell your least favorite pieces. Sell that extra recliner in the back bedroom that's piled with junk. Sell the junk on it, too! 

You don't use your bread maker anymore? Sell it to someone that will. What about the wrong size clothing or those you dislike? If you don't wear them, sell...

Do you often wonder how to put more money into your savings account? Balancing a household budget can be a real challenge. Expenditures can spiral out of control if you're not vigilant. Rest assured, there are more thrilling ways to allocate your funds than overpaying for auto insurance or other costs. By making smart changes, you can manage your household expenses better and start saving money each month.

Related post: Crafting an Effective Household Budget

10 Powerful Strategies to Reduce Household Expenses:

1. Prescriptions and Over-the-Counter Medications: Generics are a great way to reduce household expenses. They can cost up to 85% less than brand-name drugs. Try online services like GoodRx.com that compare prices to help you save more.
2. Entertainment: Find economical ways to entertain your family. Organizing a movie night at home or visiting the local park can be both fun and budget-friendly. Look out for free or low-cost festivals and fairs during weekends.
3. Cable TV: Consider...

By Kelly Greene

Your bundle of joy has arrived and through the endless laundry, sleepless nights and spit-up on your clothes, you don’t want to be stressing about money. We want the very best for our children but do they really need all the fanciest items and expensive gadgets as infants? We easily fall prey to these things, especially with our first child. Many of these items aren’t necessary or can be obtained in much cheaper ways.

Here are 10 money-saving tips for new moms:

1. Buy gender-neutral items. It’s hard not to want your baby girl’s nursery to be the epitome of a pink princess palace, but a few years down the road when you have your son you’ll wish you had opted for something more neutral. 
2. Consider convertible items. There are so many great options now like cribs that can convert into a big kid bed later. Car seats and strollers also come in more options that will last longer as your child grows. 
3. Don’t dismiss...

by Kelly Greene

It's that time of year again! Many moms celebrate the end of a summer full of video games, "I'm bored," and coming home to a sink full of dishes and cups (and what is up with those cups?!? How many cups does one child need in a day?) But, celebrating aside, this time of year can cause some financial stress. School supplies, activity fees, equipment, and, of course, CLOTHES. It seems the older your kids get, the more costly these things become. So what are some ways to save money?

1. Recycle school supplies from last year. Most kids didn't use the entire box of 24 pencils or 12 glue sticks that were on last year's list. Scissors last an eternity, markers still have some juice and a backpack can be washed. 
2. Stock up for next year during this year's back-to-school clearance sales. I've seen prices slashed up to 80% a few weeks after school started. 
3. Look on Craig's List, Offer Up and at thrift stores for athletic equipment. You'll be amazed at what you...