How to Save Money on Back to School When Your Kid Is in High School or College
Back to school used to mean a Target run for crayons and a new lunchbox.
Now it means dorm furniture, laptop upgrades, activity fees, a car on your insurance, maybe a first apartment. The list got shorter. The price tag did not.
I work with women every day who are doing the math on their own financial goals while also trying to launch their kids into the world. You want to show up for your family. You also need to protect your financial future. Both things are true at the same time.
Here are five ways to approach back to school spending at this stage of life.
1. Separate Needs From Wants Before You Open Your Wallet
Walk through the list before you buy anything.
Does your kid actually need a new laptop, or does last year's model still run fine? Do they need a full dorm refresh, or do they just want one? These are different questions with different answers.
College students especially should wait until syllabi are posted before buying supplies. You find out exactly what is require...
Leah Hadley, AFC, CDFA, MAFF
Hi! I'm Leahā€”a teacher turned financial planner. Each step in my journey, from admin assistant to investment analyst to business owner, taught me valuable lessons in adaptability and seizing opportunities. Now, I combine this experience with my passion for empowering women to navigate their finances confidently, especially during life's transitions. As a financial planner, I embrace my roots as an educator, guiding clients to become savvy and empowered investors.
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Leah Hadley is a Licensed Investment Adviser Representative and the Founder of Intentional Wealth Partners, a Registered Investment Adviser. Advisory services are offered exclusively through Intentional Wealth Partners.
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