5 Personal Finance Books for Grads

Personal finance books come in two varieties: entertaining or drier than twice-reheated pork chops. So, you may not think of giving recent graduates personal finance books for fear of wasting your money on a book they’ll never read (see: pork chops).

That said, there are some fantastic personal finance books out there! I love giving these five books as graduation gifts because they all teach wise financial decisions in relatable ways so grads start out their young lives on the right financial foot.

1. The Latte Factor by David Bach

I love giving The Latte Factor as a gift to everyone, not just recent grads. This book is short and sweet, but very impactful. It teaches that no matter where you are in your personal finance journey, you have the power to achieve your financial goals. You’re richer than you think (and you didn’t have to take any big leaps to make that your reality)!

Buy the book here.

2. I Will Teach You to Be Rich by Ramit Sethi

I Will Teach You to Be Rich is sharp and no-nonsense, much like Sethi himself (if you’ve heard any podcast interviews, you know this to be true)! This personal finance book was written for 20-35 year-olds, so it’s perfect as a college graduation gift. He delivers a 6-week program built on the 4 pillars of personal finance: banking, saving, budgeting, and investing. Buy as many lattes as you want as long as you follow this guidance.

Buy the book here.

3. Broke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin Lowry

#GYFLT (Get Your Financial Life Together) is Erin’s tagline and it’s the perfect blend of sassy and direct. That’s the kind of advice you’ll find in her book, Broke Millennial: Stop Scraping By and Get Your Financial Life Together. This doesn’t read like a personal finance book, but you’ll find tons of practical advice for starting out your financial life on the right foot in this guide. Written by a financial expert who understands the art of captivating an audience, any recent grad will benefit from learning how to talk about money and walk through sticky situations when it comes to money in the real world (read: with partners, bosses, and parents).

Buy the book here.

4. You Are a Badass at Making Money: Master the Mindset of Wealth by Jen Sincero

Jen Sincero, the powerhouse behind You Are a Badass, draws on her experience with money in You Are a Badass at Making Money: Master the Mindset of Wealth. Like The Latte Factor, anyone will benefit from the lessons Sincero packs in this personal finance book. It’s full of stories and “ah-ha” moments that will help anyone looking to power up their relationship with personal finance. Recent grads will love her style and approach to mastering your money mindset like a badass.

Buy the book here.

5. Get Money: Live the Life You Want, Not Just the Life You Can Afford by Kristin Wong

Grads who are into gaming will love Get Money: Live the Life You Want, Not Just the Life You Can Afford. Wong sets up this personal finance book as a game to help you understand money - and really “get” it - so you can beat the game and move to the next money level. In it, she breaks down basics like budgeting and then moves to advanced skills like setting up a retirement portfolio.

Buy the book here.

If you’re looking for a graduation gift for a high school or college graduate, these books go to the top of the class! They’re insightful, educational, and entertaining. A perfect mix to impart important financial advice to a new generation just figuring out money!

What personal finance books would you recommend as a graduation gift?

Bonus: Stop Living Paycheck to Paycheck! Experience Financial Freedom

I’ve included a bonus for you. After all, you’ve been buying books for other people, what about a gift for yourself! In my free ebook, Stop Living Paycheck to Paycheck! Experience Financial Freedom, I share simple steps to get you out of the paycheck-to-paycheck cycle so you can stop struggling.

Request your free copy here!


Stop living paycheck-to-paycheck and enjoy financial freedom.

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