Often, as someone is entering a life transition, they have this feeling of “I can do it!” mixed with a hefty dose of “What am I going to do?”
The goal behind Watch Her Thrive is to be a beacon. It’s more than just writing helpful blog articles to show you how something is done. It’s to empower you and show you that Yes, you can do it!
From my early career days, I’ve always been an educator. Sometimes in the traditional sense, like when I taught third grade in inner city Baltimore; and sometimes in the non-traditional sense, like when I became a published senior equity research analyst. And sometimes in the very non-traditional sense as my ex-husband and I navigated the adoption system.
No matter what I did, my mom was always my rock. She was non-judgemental, full of support and encouragement, and always accepting of my anti-status-quo ways. I wanted to blend all of that knowledge and personal guidance into a sustainable, fulfilling...
Improving your financial situation is always high on the list of resolutions I hear from my clients. After all, with a mindful eye on your finances, you can build stability for your family and be able to thrive for years to come without worry. (It’s such a hot topic, I created a list of 10 financial resolutions you may want to set for yourself to help in this mission.)
That said, surviving and then thriving takes a little effort in the beginning to get yourself on the right track. Case in point: How many dimes would you have for each person you hear claim that “This is my year”? You may have racked up a few dollars just counting all the times you’ve proclaimed it’ll be your year. And, I mean this gently…. What happened after that proclamation? Exactly. Never fear, these 5 simple steps will help you improve your financial situation once and for all so you can bask in the knowledge that this will be your year for years to come.
There are so many choices when it comes to how you plan for and track your budget and personal finances. Digital tools, paper planners, keeping everything in your head (please don’t do this). A friend of mine has started following people on YouTube who make budgets look like scrapbooks! Whatever you can dream of, there’s a tool for budgeting and financial tracking to make it a reality.
At the end of the day, my recommendation as a financial advisor is to have a plan...any kind of plan. The key is to make sure it works for you. After all, if you don’t jive with the system you’re using, you’ll struggle, get defeated, and give up. That is the last thing I want you to do with your finances.
To that point, I learned that my people are not Excel people, so even though I would guide them through the process on the phone, they wouldn’t use the system to plan their finances on their own. What good is that! Further, they’d get incredibly frustrated...